A Family Investment Company (FIC) can offer a tax-efficient investment solution for family succession planning.
It can be simple to manage and is a cost-effective vehicle that allows the founder(s) to retain control of the assets, while distributing wealth within the family in a tax-efficient way.
The many benefits include:
- No Inheritance Tax for the founder on the growth in value as it is outside the Estate of the founder
- No immediate charge to Inheritance Tax on funds loaned to the company nor on funds invested in the company (but they do remain in the founder’s Estate)
- No Inheritance Tax on shares gifted to other family members provided the founder survives for seven years
- The founder has control of the company, including investment and distribution decisions
- Tax on retained profits at corporate tax rates, allowing greater growth
- Tax deduction for investment management fees
- Tax on gains on sale of assets of corporate tax rates
- A tax-efficient and flexible alternative to Trusts
Talk to us today to find out more.
Family Investment Companies (FICs)
*Filmed June 2026, for updated and bespoke advice, speak to the team
Sarah Clarke-Rae, Wilson Partners
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