The background

WPS Insurance was a respected independent insurance broker, offering risk advice and insurance management to both commercial and private clients across the UK. Their relationship with our team began in 2006 – and over the course of 15 years, evolved into a true partnership.

Our journey started with a management buyout. The founders needed a deal structure that worked not just commercially, but for all individuals involved. We helped design and negotiate the deal, bringing all parties together to deliver a successful outcome. That was just the beginning.

The challenge

While the MBO was the catalyst, it marked the start of a long-term relationship in which we became embedded as trusted advisers. Over the years, the business faced challenges and opportunities that spanned commercial structuring, tax efficiency, personal wealth, and eventual exit planning.

As with many growing businesses, WPS needed joined-up thinking across all aspects of their financial journey – not just accounting, but real strategic insight and long-term support.

The solution

Throughout the 15-year relationship, we delivered consistent, joined-up advice across both business and personal needs – resulting in a total saving of over £1.9 million.
We supported WPS Insurance through every major milestone:

• MBO structuring and negotiation – laying the foundations for ownership and growth
• Business restructuring – for risk protection, tax efficiency, and commercial benefits
• Annual compliance – accounts, corporation tax and personal tax returns
• Pre-year-end planning – ensuring proactive steps ahead of deadlines
• Property acquisition via pension – creating long-term wealth through strategic asset ownership
• Payroll management – delivered by our Your Finance People team
• Cashflow and capital allowances planning – unlocking funds and driving efficiency
• Divorce settlement advice – helping navigate sensitive personal financial restructuring
• Support through a mis-selling claim against a bank
• Vision and strategy sessions – via our Healium team to align business goals with personal ambitions
• Exit planning and post-sale support – including fund extraction planning and ongoing personal financial advice

Even after the sale of the business in 2019, we’ve remained involved – supporting the former shareholders through the earn-out period and managing their personal affairs.

The result

WPS Insurance didn’t just receive advisory services. They had a long-term partner, one who understood their journey, their ambitions, and their values.

• Over £1.9 million in identified and delivered savings
• A business that was structured for growth, protected from risk and built to scale
• Personal wealth strategies aligned with commercial decision-making
• A successful exit, planned and executed with clarity and confidence

This was more than accounting. It was about trust, strategic thinking, and helping the founders grow, protect and ultimately realise the value of what they’d built.

What the client had to say

“It has been an incredible journey for us, with you always there to guide us and help us create as much wealth as possible for us. Thank you for all that you have done for us over the years and very best of luck to you all for the future!”
– Steve Rowlands

“Thank you for the immense contribution you have made to our business. Your planning and strategy was instrumental in the MBO happening and you have effectively been our trusted “director” in financial planning and guidance ever since.

We could never have achieved the success we did without your input. I have always trusted your advice which has been well measured to your understanding of us as individuals and our respective attitudes to risk. I would like to wish you every success going forward and will always be grateful to have had you as part of our team.”
– Colin Watts

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